Privacy Policy
Last Updated: March 15, 2025
Information We Collect
belunovareon collects information to provide better financial forecasting and budgeting services. We gather data through various channels when you interact with our platform.
Personal Information
- Name, email address, and contact details
- Financial goals and budgeting preferences
- Account credentials and authentication data
- Payment information for premium services
- Communication records and support interactions
Technical Information
- IP address and browser information
- Device type, operating system, and screen resolution
- Usage patterns and feature preferences
- Session duration and page navigation data
How We Use Your Information
Your information helps us deliver personalized financial tools and improve our services. We process data for specific purposes aligned with our business operations.
Service Provision
We use your financial data to create accurate forecasts and budgeting recommendations. This includes analyzing spending patterns and generating personalized insights.
Communication and Support
Contact information enables us to respond to inquiries, provide technical support, and send important account notifications. We also use this data for educational content delivery.
belunovareon operates under Australian Privacy Principles (APPs) and complies with the Privacy Act 1988, ensuring your personal information receives appropriate protection.
Your Rights and Choices
Under Australian privacy law, you have specific rights regarding your personal information. We've streamlined processes to help you exercise these rights effectively.
Access and Correction
Request copies of your personal information and have inaccurate data corrected within 30 days.
Data Deletion
Request deletion of your personal information, subject to legal retention requirements.
Usage Limitations
Restrict how we use your information for marketing or secondary purposes.
Data Portability
Receive your data in a structured format for transfer to other services.
Data Security Measures
We implement comprehensive security protocols to protect your financial information. Our multi-layered approach addresses various threat vectors.
Technical Safeguards
All data transmissions use TLS 1.3 encryption, and we employ AES-256 encryption for stored information. Regular security audits and penetration testing help identify vulnerabilities.
Access Controls
Staff access to personal information is restricted based on role requirements. We maintain detailed access logs and require multi-factor authentication for administrative functions.
Information Sharing and Disclosure
belunovareon shares personal information only in specific circumstances and with appropriate safeguards. We maintain strict controls over third-party relationships.
Service Providers
We work with cloud hosting services, payment processors, and analytics providers who assist in platform operations. These partners are contractually bound to protect your information and use it only for specified purposes.
Legal Requirements
Information may be disclosed to comply with Australian law, court orders, or government investigations. We assess all requests carefully and provide only the minimum information required.
Data Retention and Deletion
We retain personal information for specific periods based on business needs and legal requirements. Different data types have varying retention schedules.
Active Account Data
Financial forecasting data and user preferences are retained while your account remains active. This ensures continuity of service and personalized experiences.
Inactive Accounts
After 24 months of inactivity, we begin the account deletion process. You'll receive notification before permanent deletion, allowing data recovery if needed.
Cookies and Tracking Technologies
Our website uses cookies and similar technologies to enhance user experience and gather usage analytics. You can control cookie preferences through browser settings.
Essential Cookies
These cookies enable core website functionality like user authentication and session management. They cannot be disabled without affecting service operation.
Analytics and Performance
We use analytics cookies to understand how users interact with our platform. This helps improve features and identify technical issues affecting user experience.
International Data Transfers
Some of our service providers operate outside Australia. When international transfers occur, we ensure adequate protection through contractual safeguards and security measures.
Cloud Infrastructure
Our primary data centers are located in Australia, but backup systems may store encrypted data in other countries with strong privacy laws. All transfers comply with Australian privacy requirements.
Changes to This Policy
We review and update this privacy policy annually or when significant changes occur to our data practices. Users receive advance notice of material changes.
Notification Process
Policy updates are communicated through email notifications and prominent website notices. Continued use of our services constitutes acceptance of revised terms.
Privacy Questions and Concerns
For privacy-related inquiries or to exercise your rights, contact our Privacy Officer:
Email: info@belunovareon.com
Phone: +61412770362
Mail: 5/233 Crown St, Wollongong NSW 2500, Australia
We respond to privacy requests within 30 days and provide regular updates on complex matters.